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Breathe easier with our Everyday Loan
Breathe easier with our Everyday Loan
Breathe easier with
our Everyday Loan
See how to apply below.
See how to apply below.
Download the application now.
Plan for expenses with a more balanced way to borrow
Plan for expenses with a more balanced way to
borrow
LOWER RATES
Much lower rate than payday loans or credit card interest
MORE TIME
Pay it off within 24 months, not two weeks
LOWER RATES
Much lower rate than payday loans or credit card interest
MORE TIME
Pay it off within 24 months, not two weeks
NO HIDDEN FEES
No outrageous or surprise charges
A fixed rate loan with a quick approval decision
A fixed rate loan with a quick approval decision
Loans are available in amounts up to $5,000. So, when you’re budgeting for unexpected costs, there’s no need to panic.
|
LOAN LOAN |
SAMPLE SAMPLE LOAN AMOUNT |
FIXED FIXED |
CURRENT CURRENT % APR1 |
MONTHLY MONTHLY |
|---|---|---|---|---|
|
12 |
$1,000 |
Prime |
12.75% |
$89.20 |
|
24 |
$1,000 |
Prime |
12.75% |
$47.42 |
Want to apply*?
1. Click the “Take the next step” button at the top of the page to download the PDF application.
2. Complete the application by typing or writing in your answers.
3. Bring your completed, printed application and proof of income to your local Wintrust Community Bank.
Proof of income varies based on your employment status:
- Employed: One recent paycheck stub. A W-2 from the previous year may also be needed.
- Self-employed, seasonal employee, or commissioned: A copy of your complete tax return with all schedules from the previous year.
- Retired: A Benefit Statement from the Social Security Administration, or a pension statement.
*At least one applicant must reside in the bank’s assessment area. Collectively, Wintrust Community Bank assessment areas are in and around Chicago; the Naples, Florida area; southern Wisconsin; and northwest Indiana. For specific information about each bank’s assessment area, please contact us.
Have questions? Want to talk to somebody first? Get personalized help from a specialist by calling us at 847-670-1000.
Meet or talk with a specialist!
IMPORTANT NOTICE:
Click here to verify that you have downloaded the application for your local Wintrust Community Bank branch. The bank name on your application must match the proper family of bank branches.
For example: Pullman Bank & Trust is listed as a branch under Beverly Bank & Trust.
1. Everyday Loan. The Annual Percentage Rate (APR) is a fixed rate that’s based on the Prime Rate reported in the Money Rates section of the Wall Street Journal (the “WSJ Prime”) plus a 5% margin, at the time the loan is made. For example, on 11/12/2024 WSJ Prime was 7.75% resulting in the APR disclosed. See the bank for details. Applicant must meet underwriting guidelines.